Cook County Assessor's Office
Joseph Berrios
Deadlines
Open Townships

Norwood Park

  • January 27, 2012
    Assessment notices mailed
  • February 27, 2012
    The deadline to file an appeal
  • March 8, 2012
    The deadline to file documentation

River Forest

  • January 27, 2012
    Assessment notices mailed
  • February 27, 2012
    The deadline to file an appeal
  • March 8, 2012
    The deadline to file documentation

Riverside

  • January 27, 2012
    Assessment notices mailed
  • February 27, 2012
    The deadline to file an appeal
  • March 8, 2012
    The deadline to file documentation
Property Search
Enter Your PIN Here!    

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What is my PIN?


Your Property Index Number (PIN) can be found near the top of your assessment notice or tax bill.

A PIN is a unique identifing number that The Assessor's Office uses to track all parcels of real property in Cook County.


7% Expanded Homeowner Exemption

7% History


In 2003, former Cook County Assessor Jim Houlihan developed the 7% Expanded Homeowner Exemption (EHE) in an effort to provide immediate relief to homeowners facing assessment increases and the resulting increases on their property tax bills. The 7% EHE provides additional savings to homeowners by slowing the impact of a home’s reassessment and providing taxpayers with more stable and predictable tax bills. This property tax relief legislation was signed into law in July of 2004 and first implemented for 2003 City of Chicago tax bills.

In October of 2007, the 7% EHE was renewed for an additional reassessment cycle with new maximum exemption amounts. In 2010, the 7% EHE was yet again renewed for an additional reassessment cycle making this legislation effective until 2011 for the City of Chicago, 2012 for the northern suburbs and 2013 for the southern suburbs.


7% Homeowner Exemption FAQ


What Does It Do?

The 7% Expanded Homeowner Exemption limits the annual increases in the taxable value of a property to 7% through an increase in the homeowner exemption. Homeowners receive a minimum of 6,000 in equalized assessed value (EAV) up to a maximum amount that changes with each tax year. 

Who benefits from the 7% Expanded Homeowner Exemption?

The 7% Expanded Homeowner Exemption is available to all homes that receive the Homeowner Exemption. In order to receive the Homeowner Exemption the home must be owner-occupied and used as a principal place of residence. Homeowners must also be liable for payment of the property taxes. Types of eligible properties include: single-family homes, condominiums, cooperatives, and apartment buildings with up to and including six units.  Homeowners will experience relief from the expanded exemption on second installment tax bills.

How long has the 7% Expanded Homeowner Exemption been available?

Cook County is divided into three districts for reassessment purposes-- the City of Chicago, the north suburbs, and the south suburbs. The 7% Expanded Homeowner Exemption (EHE) was signed into law in July of 2004 and went into effect during each district’s reassessment. It was first applied to the City of Chicago for tax year 2003, to the north suburbs in 2004 and to the south suburbs in 2005. The 7% EHE was renewed in October of 2007 and in 2010 and will be in place for two more assessment cycles for each district. The current legislation will apply through 2011 for Chicago, 2012 for the north suburbs, and 2013 for the south suburbs.

Does the 7% Expanded Homeowner Exemption stop my taxes from increasing? 

No. The 7% Expanded Homeowner Exemption (EHE) just ensures that the taxable value of most homes will not increase by more than 7% each year.  This 7% annual increase will lead to tax increases for some homeowners, depending on the other elements that factor into determining a property tax bill, such as the state multiplier and the tax rate, which change each year.  It is important to note that many homeowners do see a decrease in their tax bills with the expanded exemption and homeowners typically have lower tax bills with the 7% EHE in place than they would have without it.

When and how do I become eligible for the 7% Expanded Homeowner Exemption? 

The 7% Expanded Homeowner Exemption (EHE) is available to all homes that receive the Homeowner Exemption.  In order to receive the Homeowner Exemption, the home must be owner-occupied and used as a principal place of residence. Homeowners must also be liable for payment of the property taxes. Types of eligible properties include: single-family homes, condominiums, cooperatives, and apartment buildings with up to and including six units. A homeowner will experience relief from the 7% EHE on second installment tax bills.

Has the 7% Expanded Homeowner Exemption been passed?

Yes. The 7% Expanded Homeowner Exemption was renewed in October of 2007 and once again in 2010 and will be in place for two additional assessment cycles for each district.  The current legislation was not renewed by the state legisleture and will expire in 2011 for Chicago, 2012 for the north suburbs, and 2013 for the south suburbs.

What has changed in the new legislation?

The basic components of the 7% Expanded Homeowner Exemption (EHE) will remain the same. However, there are some important differences. Under the previous law, the maximum homeowner exemption was 20,000. State legislature voted the maximum amount of the EHE now decrease for the remaining tax years that the legislation is in effect.

Maximum exemption amounts under new legislation goes as follows:

  • The maximum exemption amounts are set at $20,000 in the first year of renewal, $16,000 in the second and $12,000 in the last.
  • The legislation will expire in 2011 for the city of Chicago, 2012 for north suburbs and 2013 for south suburbs.
  • Upon the legislation expiration, the exemption reverts to a flat $6,000.

How do you calculate the 7% Expanded Homeowner Exemption?

You can see the calculation of your 7% Expanded Homeowner Exemption by using the Property Search toward the top of this page, then click the exemptions link, then click the 'View 7% Exemption Calculation' link.

How does the 7% Expanded Homeowner Exemption affect my tax bill in dollars?

The 7% Expanded Homeowner Exemption leads to a reduction in the taxable value of a property through an expanded homeowner exemption. The tax dollar value of the homeowner exemption can be viewed on the second installment tax bill. This tax dollar value is determined by multiplying the amount of the exemption by the tax rate.

Why are my savings not greater with the 7% Expanded Homeowner Exemption and my Senior Freeze exemption?

The Senior Freeze and 7% Expanded Homeowner Exemption (EHE) are administered as separate exemptions. A homeowner can receive the 7% EHE or the Senior Freeze, not both.  Those eligible for the Senior Freeze will receive greater benefits with this exemption than the 7% EHE, since the equalized assessed value of the property is frozen. With the 7% expanded exemption it can increase by 7% each year.

What happens to the 7% Expanded Homeowner Exemption when a property is sold?

When a property that is receiving the 7% Expanded Homeowner Exemption is sold to another homeowner, the expanded exemption remains in place for the year in which the property is sold. 

How is the 7% Expanded Homeowner Exemption combined with the homeowner exemption?

The 7% Expanded Homeowner Exemption is administered as an expansion of the original Homeowner Exemption. 

How much longer will the 7% Expanded Homeowner Exemption continue?

The 7% Expanded Homeowner Exemption will be in place through 2011 for the City of Chicago, 2012 for the north suburbs and 2013 for the south suburbs -- After that point it will expire as it was not renewed by the state legislature.

Do I have to apply for the 7% Expanded Homeowner Exemption or is it an automatic savings?

Because the 7% Expanded Homeowner Exemption is administered as an expansion of the original Homeowner Exemption, homeowners who have received the Homeowner Exemption in the previous year automatically receive the expanded exemption.  If a property is refinanced or placed in a trust, taxpayers should alert the Assessor’s Office as reapplication of the exemption may not be automatic. Residential taxpayers who did not receive the Homeowner Exemption in the last year and who have questions about their eligibility should contact the Assessor's Office at (312) 603-7550 to receive further information.


Calculating The 7% Expanded Homeowner Exemption


Please Note: It is NOT necessary for a homeowner to calculate his or her exemption amount. The Cook County Assessor’s Office will compute the amount of savings each homeowner receives.

The following example is for a City of Chicago homeowner who has been eligible for and received the 7% Expanded Homeowner Exemption (EHE) since 2003.  The home had a market value of 135,000 in 2003 and after the 2006 reassessment has a market value of 190,000.  The idea of the 7% EHE is to keep increases in taxable value to 7% each year.  Therefore, the first step is to determine the base from which to start calculating the 7% growth in taxable value.  For this homeowner, who has been eligible for the 7% EHE since 2003, their base equalized assessed value (EAV) is calculated as follows.

1. Calculate 2002 Base EAV

 

 

2002 Assessed Value

 

16,000

2002 Equalizer

X 2.4689

2002 EAV

 

39,502

Homeowner Exemption

- 4,500

2002 Base EAV

 

35,002

The 7% EHE aims to keep growth in the taxable EAV to 7% each year.  Therefore, the 2002 Base EAV must be increased by 7% each year.

2. Calculate 2006 Adjusted Base EAV

 

2002 Base EAV

 

35,002

Increase with 7%

X 1.07

2003 Adjusted Base EAV

 

37,453

Increase with 7%

X 1.07

2004 Adjusted Base EAV

 

40,074

Increase with 7%

X 1.07

2005 Adjusted Base EAV

 

42,879

Increase with 7%

X 1.07

2006 Adjusted Base EAV

 

45,881

The 7% expanded exemption is the exemption amount needed to keep the growth in taxable EAV to 7% annually.  It is determined by subtracting the adjusted base EAV from the EAV in that year.

3. Calculate 7% Expanded Homeowner Exemption

2006 Assessed Value

 

30,456

2006 Equalizer

X 2.7076

2006 EAV

 

82,463

2006 Adjusted Base EAV

- 45,881

7% Expanded Exemption

 

36,582

In order to limit the growth of the taxable EAV of this homeowner to 7%, they need a homeowner exemption of 36,582.  It is important to remember that the exemption can fall anywhere in between the minimum (6,000) and maximum exemption value (which varies by assessment district by year).


Township Impact


We are pleased to provide you with newly released data regarding the 7% Expanded Homeowner Exemption and its impact on property taxes in suburban Cook County. The Cook County Assessor’s Office developed the 7% Expanded Homeowner Exemption in 2003 in an effort to provide immediate protection to homeowners facing skyrocketing assessments and the resulting increases in their property tax bills due to increasing property values.

Select from the two complete packages    North Suburbs  - South Suburbs
Select your municipality and you will see the effect that 7 percent had on your community.
 

Municipality Township(s) Location Link

ALSIP Worth S/W View Effect

ARLINGTON HEIGHTS Elk Grove, Palatine, Wheeling N/W View Effect

BARRINGTON Barrington, Palatine N/W View Effect

BARRINGTON HILLS Barrington N/W View Effect

BARTLETT Hanover N/W View Effect

BEDFORD PARK Lyons, Stickney S/W View Effect

BELLWOOD Proviso S/W View Effect

BENSENVILLE Leyden N/W View Effect

BERKELEY Proviso S/W View Effect

BERWYN Berwyn S/W View Effect

BLOOM Bloom S/W View Effect

BLUE ISLAND Bremen, Calumet, Thornton, Worth S/W View Effect

BRIDGEVIEW Lyons, Palos, Stickney, Worth S/W View Effect

BROADVIEW Proviso S/W View Effect

BROOKFIELD Lyons, Proviso, Riverside S/W View Effect

BUFFALO GROVE Wheeling N/W View Effect

BURBANK Stickney S/W View Effect

BURNHAM Thornton S/W View Effect

BURR RIDGE Lyons S/W View Effect

CALUMET CITY Thornton S/W View Effect

CALUMET PARK Calumet S/W View Effect

CHICAGO HEIGHTS Bloom S/W View Effect

CHICAGO RIDGE Worth S/W View Effect

CICERO Cicero S/W View Effect

COUNTRY CLUB HILLS Bremen, Rich S/W View Effect

COUNTRYSIDE Lyons S/W View Effect

CRESTWOOD Bremen, Worth S/W View Effect

DEER PARK Palatine N/W View Effect

DEERFIELD Northfield N/W View Effect

DES PLAINES Elk Grove, Maine, Wheeling N/W View Effect

DIXMOOR Thornton S/W View Effect

DOLTON Thornton S/W View Effect

EAST DUNDEE Barrington N/W View Effect

EAST HAZEL CREST Thornton S/W View Effect

ELGIN Hanover N/W View Effect

ELK GROVE Elk Grove N/W View Effect

ELK GROVE VILLAGE Elk Grove, Schaumburg N/W View Effect

ELMHURST Proviso S/W View Effect

ELMWOOD PARK Leyden N/W View Effect

EVANSTON Evanston N/W View Effect

EVERGREEN PARK Worth S/W View Effect

FLOSSMOOR Bloom, Rich S/W View Effect

FORD HEIGHTS Bloom S/W View Effect

FOREST PARK Proviso S/W View Effect

FORESTVIEW Lyons, Stickney S/W View Effect

FRANKFORT Rich S/W View Effect

FRANKLIN PARK Leyden N/W View Effect

GLENCOE New Trier, Northfield N/W View Effect

GLENVIEW Maine, New Trier, Niles, Northfield, Wheeling N/W View Effect

GLENWOOD Bloom, Thornton S/W View Effect

GOLF Niles N/W View Effect

HANOVER Hanover N/W View Effect

HANOVER PARK Hanover, Schaumburg N/W View Effect

HARVEY Bremen, Thornton S/W View Effect

HARWOOD HEIGHTS Norwood Park N/W View Effect

HAZELCREST Bremen, Rich, Thornton S/W View Effect

HICKORY HILLS Lyons, Palos S/W View Effect

HILLSIDE Proviso S/W View Effect

HINSDALE Lyons S/W View Effect

HODGKINS Lyons S/W View Effect

HOFFMAN ESTATES Barrington, Hanover, Palatine, Schaumburg N/W View Effect

HOMETOWN Worth, Bloom, Bremen, Rich, Thornton S/W View Effect

INDIAN HEAD PARK Lyons S/W View Effect

INVERNESS Barrington, Palatine N/W View Effect

JUSTICE Lyons S/W View Effect

KENILWORTH New Trier N/W View Effect

LA GRANGE Lyons S/W View Effect

LA GRANGE PARK Lyons, Proviso S/W View Effect

LANSING Bloom, Thornton S/W View Effect

LEMONT Lemont S/W View Effect

LINCOLNWOOD Niles N/W View Effect

LYNWOOD Bloom S/W View Effect

LYONS Lyons, Riverside S/W View Effect

MARKHAM Bremen, Thornton S/W View Effect

MATTESON Rich S/W View Effect

MAYWOOD Proviso S/W View Effect

MCCOOK Lyons S/W View Effect

MELROSE PARK Leyden, Proviso N/W View Effect

MERRIONETTE PARK Worth S/W View Effect

MIDLOTHIAN Bremen S/W View Effect

MORTON GROVE Maine, Niles N/W View Effect

MOUNT PROSPECT Elk Grove, Maine, Wheeling N/W View Effect

NILES Maine, Niles N/W View Effect

NORRIDGE Leyden, Norwood Park N/W View Effect

NORTH RIVERSIDE Proviso, Riverside S/W View Effect

NORTHBROOK Northfield, Wheeling N/W View Effect

NORTHFIELD New Trier, Northfield N/W View Effect

NORTHLAKE Leyden, Proviso N/W View Effect

OAK FOREST Bremen S/W View Effect

OAK LAWN Worth S/W View Effect

OAK PARK Oak Park S/W View Effect

OAKBROOK Proviso S/W View Effect

OLYMPIA FIELDS Bloom, Rich S/W View Effect

ORLAND HILLS Orland S/W View Effect

ORLAND PARK Bremen, Orland, Palos S/W View Effect

PALATINE Palatine, Wheeling N/W View Effect

PALOS Palos S/W View Effect

PALOS HEIGHTS Palos, Worth S/W View Effect

PALOS HILLS Palos S/W View Effect

PALOS PARK Palos S/W View Effect

PARK FOREST Bloom, Rich S/W View Effect

PARK RIDGE Leyden, Maine, Norwood Park N/W View Effect

PHOENIX Thornton S/W View Effect

POSEN Bremen, Thornton S/W View Effect

PROSPECT HEIGHTS Northfield, Wheeling N/W View Effect

RICH Rich S/W View Effect

RICHTON PARK Rich S/W View Effect

RIVER FOREST River Forest S/W

RIVER GROVE Leyden, Proviso N/W View Effect

RIVERDALE Calumet, Thornton S/W View Effect

RIVERSIDE Lyons, Riverside S/W View Effect

ROBBINS Bremen, Worth S/W View Effect

ROLLING MEADOWS Elk Grove, Palatine, Schaumburg,Wheeling N/W View Effect

ROSELLE Schaumburg N/W View Effect

ROSEMONT Leyden, Maine N/W View Effect

SAUK VILLAGE Bloom S/W View Effect

SCHAUMBURG Elk Grove, Hanover, Palatine, Schaumburg N/W View Effect

SCHILLER PARK Leyden N/W View Effect

SKOKIE Niles N/W View Effect

SOUTH BARRINGTON Barrington, Hanover, Palatine N/W View Effect

SOUTH CHICAGO HEIGHTS Bloom S/W View Effect

SOUTH HOLLAND Thornton S/W View Effect

STEGER Bloom S/W View Effect

STICKNEY Stickney S/W View Effect

STONE PARK Proviso S/W View Effect

STREAMWOOD Hanover, Schaumburg N/W View Effect

SUMMIT Lyons S/W View Effect

THORNTON Thornton S/W View Effect

TINLEY PARK Bremen, Orland, Rich S/W View Effect

UNIVERSITY PARK Rich S/W View Effect
WESTCHESTER Proviso S/W View Effect

WESTERN SPRINGS Lyons, Proviso S/W View Effect

WHEELING Wheeling N/W View Effect

WILLOW SPRINGS Lemont, Lyons, Palos S/W View Effect

WILMETTE New Trier, Northfield, N/W View Effect

WINNETKA New Trier N/W View Effect

WORTH Palos, Worth S/W View Effect
Frequently Asked Questions
  • What is my PIN?


    Your Property Index Number (PIN) can be found near the top of your assessment notice or tax bill.

    A PIN is a unique identifing number that the Assessor's Office uses to track all parcels of real property in Cook County.


    What is my PIN?
  • What is an appeal?


    An appeal is a formal request for the review of your property’s assessment.

    To file an appeal: find your property using this site's Property Search, then click Appeal, and submit your online appeal request. Further instructions will follow.


    What is an appeal?
  • When can I file an appeal?


    You will receive a 'Notice of Proposed Assessed Valuation' in the mail when the Assessor's Office reassesses your home every three years.

    Once you have received your 'Notice of Proposed Assessed Valuation', you have approximately 30 calendar days to file an appeal with our office. The last date to file an appeal is printed near the bottom of your notice. You may also appeal your assessed valuation in any year between reassessments.


    When can I file an appeal?
  • What is a exemption?


    An exemption is a reduction in your assessed valuation.

    To apply for an exemption: find your property using this site's Property Search, then click exemption, and submit your online exemption application.


    What is an exemption?
View All FAQ's >>